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Benchmark Yield

Latest Benchmark Yield

The policy benefits in the form of Sum Assured Additions are based on 5-Year constant Government of India security yield published by CRISIL. The benchmark yield is:

17th April, 2025

5 Year Benchmark Yield:

6.10

Benchmark Yield History
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1 month
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12 months
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Sum Assured Additions

The product offers sum assured additions as a percentage of your sum assured, with every premium payment. These additions are based on 5-Year Constant G-Sec yield published by CRISIL. For yearly, half yearly and quarterly payment frequencies, the sum assured additions will be 100%, 50% and 25% respectively of the rates mentioned in the table below. Annually, the Company will be issuing a statement to the policyholder mentioning the entitlement of accrued sum assured additions under the policy.

5 Year Benchmark YieldSum Assured Additions as % of SA
<4.00%0.00%
4.00% to 4.50%0.54%
4.50% to 5.00%1.11%
5.00% to 5.50%1.70%
5.50% to 6.00%2.33%
6.00% to <6.50%2.99%
6.50% to <7.00%3.69%
7.00% to <8.00%5.18%
8.00 to <8.50%5.98%
8.50% to <9.00%6.82%
9.00% to <9.50%7.69%
9.50% to <10.00%8.54%
10.00% to <10.50%9.44%
10.50% to <11.00%10.42%
11.00% to <11.50%11.45%
11.50% to <12.00%12.53%
12.00%13.52%